How to send money from Ghana to Nigeria

One of the major issues with sending money across Africa is that, most financial technology solutions are not pushing hard enough to solve the problem of Africans who simply want to transfer money to loved ones across the continent cheaply, fast and without much hassle. 

But even with all the hassle on all this, it is still a possibility to send money from Ghana to Nigeria and vice versa. Sending money between these two countries can sometimes be a daunting task. However, with the right guidance, sending money from Ghana to Nigeria doesn’t have to be a hassle.

In this article, we will explore some of the best ways to send money from Ghana to Nigeria and make sure your money reaches its destination safely and securely.

How to send money from Ghana to Nigeria using online services


There are several online services which enables users in Ghana to send money to Nigeria and vice versa through their bank account or their mobile number.

All you need to do is to create an account with this online services, link your mobile number or credit card which is connected to your bank account and receive your transactions through their service.

  1. Visit
  2. Type in the amount you wish to send
  3. Register for an account if you don’t have
  4. Connect your payment method
  5. Send money
  6. Make sure receiver also have an account to receive transaction into their bank.

How to send money from Ghana to Nigeria using bank service

1. Choose a money transfer service

Some of the most popular money transfer services include WorldRemit, TransferWise, MoneyGram, and Western Union. All of these services offer fast, secure money transfers with competitively low fees and exchange rates.

2. Sign up for an account

Once you’ve chosen a money transfer service, the next step is to sign up for an online account. This will typically involve providing your personal information, including your name, address, and date of birth.

You may also be required to verify your identity by providing a government-issued photo identification, such as a driver’s license, passport, or other form of ID. Some services may also require additional information, such as a bank statement or utility bill, to verify your identity.

3. Enter the receiver’s information

Once you’ve signed up for an account, the next step is to enter the receiver’s information. This includes their full name, address, and bank details. Make sure to double-check all of the information before submitting the transfer request.

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4. Enter the payment details

Once you’ve entered the receiver’s information, the next step is to enter the payment details. This will typically include the amount you want to send and the currency you’re sending the money in.

5. Confirm the payment

Once you’ve entered the payment details, you can then confirm the payment. This will typically involve entering your payment method, such as debit card or bank account details. You may also need to enter a verification code, which will be sent to your phone or email.

6. Track the transfer

Once your payment has been confirmed, you can track the transfer to ensure it has been sent successfully. Most services will provide you with a tracking number that you can use to see the progress of the transfer.

Which Nigeria bank is in Ghana?

Nigerian banks operating in Ghana are Access Bank, Ecobank, Fidelity Bank, Guaranty Trust Bank, United Bank of Africa and Zenith Bank.

Can I send MTN mobile money from Ghana to Nigeria?

All you need is your MTN MoMo wallet. Receive funds instantly onto your MTN MoMo wallet from any part of the world anytime, anywhere in Ghana. MTN MoMo has partnered a number of Remittance Partners across the world to make this service available to our cherished customers.

Final words

sending money from Ghana to Nigeria is a relatively straightforward process. With the right tools and services, you can quickly and securely transfer money from Ghana to Nigeria. To ensure a smooth process, it is important to ensure that you are aware of all the fees and exchange rates, as well as the different payment methods available. With the right information and reliable services, you can send money from Ghana to Nigeria with ease.

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