How can I send money to Ghana from USA

Are you looking for a reliable and secure way to send money to Ghana from the USA? Sending money to Ghana from the USA can be a difficult and complicated process, especially for those who are unfamiliar with the process.

But the good thing is that, there are a variety of methods to send money from the USA to Ghana, making it easy and convenient to transfer money to family or friends in Ghana. When making your transaction, you should also consider several factors, including fees, exchange rates, and the safety of the transfer.

In this article, we will be talking about some of the common ways you can use to easily send money from USA to Ghana

How to send money to Ghana from USA


1. Bank transfers

To send money to Ghana from the US, one of the most popular methods is by setting up a bank transfer. This involves transferring money directly from your US bank account to a Ghanaian bank account. Most US banks offer international transfer services, and you will likely need to fill out some forms in order to set it up. Once the transfer is completed, the money will be available to your recipient in Ghana.

The downside of using this method is that bank transfer fees can be costly, in addition to any currency exchange rate fees. So if you want to use the bank transfer method, then visit your bank and request to send money to a Ghana bank account, and if they allow international transfers, you will be done in no time.

2. Online money transfer services

Online money transfer services are becoming an increasingly popular way to send money overseas. Services like Western Union, MoneyGram, Remittance, World Remit and TransferWise are all convenient and secure ways to send money to Ghana from the US. These services typically have lower fees than bank transfers and offer flexible options for different types of transfers.

TransferWise, for example, offers a borderless account that can be used as a multi-currency account and allows you to send money in various currencies around the world. You can also use services like World Remit and Remittance to send money directly to the receivers mobile money account in Ghana. Just visit their official website and begin your process.

3. Cash pickup services

Another option you have when sending money to Ghana is to use a cash pickup service. These services are available through local money transfer companies and allow your recipient to pick up cash in cash in locations in Ghana. The main benefit of this method is that the cash is available immediately, making it an ideal choice for urgent transfers. However, the fees associated with these services tend to be higher than other methods.

4. Via Bitcoin

This method is not mostly used but it is also an easy and simple method. Sending money to Ghana in a form of Bitcoin is safe and easy. There are several Bitcoin traders in Ghana. All you need is opening a bitcoin account to receive the amount and then you sell it to a trader in Ghana for physical cash. It is just as simple as that.

NB: There are several methods available such as PayPal transfer and mobile apps such as Taptapsend but the above are also the most popular methods you can choose from to send money to your loved ones in Ghana from USA.

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How much money can I send to Ghana?

The most money you can send to Ghana per day is $5,000, when sending from your bank account to your loved one’s personal account. However, if you want to transfer money to a mobile wallet in Ghana, you are limited to $2,500 per day. That is in a way to prevent suspicions to your account.


By using one of the methods listed above, you can easily and securely send money to Ghana from the USA. Whether you are sending money to loved ones or making a business transaction, it is important to choose a reliable method that is secure, convenient and cost-effective.

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