NHIS Ghana: Benefits, Subscription Cost & Registration Centers

The 6th United Nations millennium goal is to combat HIV/AIDS malaria and other diseases to provide comprehensive health care to individuals all over the world.

Perhaps Ghana has not completely achieved this goal, but they came to a step closer when the National Health Insurance Scheme(NHIS) was introduced in 2003 to reduce the cost of healthcare in the country.

As a result, you can visit any government hospital and be assisted without paying a dime as long as you are a registered member of the scheme.

This article provides information on the benefits derived from the scheme, how much one will need to pay, and various locations at which one can get registered.

Benefits of the NHIS to Ghanaians

Funded by several support systems including social security insurance trust, premiums from subscribers, national insurance levy, and funds from the government, the NHIS benefit package covers in-patient, out-patient, oral health, eye care, maternity care, and emergency services.

The official NHIS Ghana website provides a wider scope into the areas of services that the scheme covers.

It should also be known that the scheme does not cover some medical procedures, medicines, and services like heart and brain surgery, dialysis, cancer treatment, organ transplant, mortuary services, prosthesis, some rehabilitation services, medicines that are not on the NHIS medicine list and a lot more.

Most of these they do not cover because the procedures cannot be performed here in Ghana. It is in the hopes of many Ghanaians that in a few years to come, these services will no longer be exemptions.

How to register for NHIS and Subscription Cost

The age of the individual affects the price he or she pays for registration and renewal. Individuals from the age of 5 to 18 are expected to pay 8 Ghana cedis for registration and renewal

An individual above the age of 18 will pay 30 Ghana cedis for both registration and renewal.

Pregnant women, SSNIT contributors, SSNIT pensioners, persons with mental disorders, persons above age 70, and differently-abled persons do not pay for premium nor renewal. However, these individuals are supposed to provide proof of their indemnity.

Students are also sometimes not required to pay for registration or as directed by the ministry of health and the ministry of education,

Pregnant women are to provide a doctor’s note, ultrasound scan report, and a current antenatal card that has been signed by their doctor or midwife. The SSNIT pensioner should show his or her SSNIT number to confirm, an SSNIT contributor that is not active on the SSNIT database will have to pay registration fees.

Do not go to registration/district offices empty-handed, one has to go with their birth certificates to fill out forms that require their personal such as date of birth, full name, age, residence and mobile, number.

Digitization has now enabled individuals to renew and check the validity of their cards from the comfort of their homes, using their mobile phones. Just dial *929* and follow the prompts to provide the information requested.

Registration Centres for NHIS in Ghana

The national health insurance authority has provided offices for every region in the country. The chain of authority starts from the head offices to the regional offices, then to district offices which also function as registration centers.

The following outlines the district names, various registration centers for the National Health Insurance Scheme in Ghana

Ashanti Region NHIS Centres

• Regional office is located opposite OPD, Komfo Anokye Teaching Hospital (same building with Nimo Pharmacy), Bantama. P. O. Box KS 15075, Kumasi. Phone: +233 (0) 3220 27585
• Adansi north district office It is adjacent to the District Fire Service office. P. O. Box 214, Fomena-Adansi. Phone: +233 (0) 32-209-129-9
• Adansi south district office It is within the District Assembly premises. P. O. Box 1, New Edubiase Phone: +233 (0) 20-803-0192
• Afigya Sekyere district office It is located at the old Assembly block, adjacent to the District Police Headquarters. P. O. Box 92, Agona-Ash. Phone: +233 (0) 322094075, +233 (0) 289527384
• Asante Akim North district office If you walk or drive down to Ahenbronum near Konongo old palace, you will find them there. They are in the same building as Merchant Bank Ghana Ltd. P. O. Box 214, Konongo. Phone: +233 (0) 322124006
• Asokwa Sub-Metro district office They are located at Top Martins complex, plot number 4A, block C Asokwa, near DSTV’s office. P. O. Box KS 14907, Kumasi. Phone: +233 (0) 322080961, +233 (0) 289116036

Brong Ahafo Region NHIS Centres

• Regional Office It can be found in the Pentecost premises, adjacent Stanbic Bank. P. O. Box 2116, Sunyani. Phone: +233 (0) 352025293, +233 (0) 352025220
• Sene district office It is located at World Vision road, near Sene district assembly. P. O. Box 11, Kwame Danso. Phone: +233 (0) 35209 6444, +233 (0) 35 209 6445
• Sunyani branch 0ffice You can find them behind Pentecost International Worship Centre, SSNIT new road, Nkwabenge north. P. O. Box 2640, Sunyani. Phone: +233 (0) 352028709, +233 (0) 352024176 Read more:
• Tano North district office It is located at Sawmill Road, Duayaw Nkwanta. P. O. Box DN 96. Phone: +233 (0) 209128514, +233 (0) 244836520
• Kintampo district office You will find them at P&T road, opposite Municipal Hospital. P. O. Box 130, Kintampo. Phone: +233 (0) 352038867
• Jaman South district office It is behind St. Mary’s hospital. P. O. Box 56, Drobo. Phone: +233 (0) 352094326

Central Region NHIS Centres

• Regional Office It is located at Jubilee School, GPRTU block. P. O. Box AD 1021, Cape Coast. Phone: +233 (0) 4234552
• Agona district office A few meters from the ECG office. P. O. Box SW 595, Agona Swedru. Phone: +233 041-20178
• Assin North district office You can find them behind the Fire Service station. P. O. Box 102, Assin Fosu. Phone: +233 (0) 246-598561
• Upper Denkyira district office They share the same building with the Dunkwa-on-Offin post office. P. O. Box DW 89, Dunkwa-on-Offin. Phone: +233 (0) 372-28960

Eastern Region NHIS Centres

• Regional Office It is located at Biney Plaza Adweso, Koforidua. P. O. Box KF 2786, Koforidua. Phone: +233 (0) 81-26919, +233 (0) 81 2692 2. Akuapem South district office
• Akuapem South district office They are near District Magistrate Court, Nsawam. P. O. Box NW 602, Nsawkaw. Phone: +233 (0) 832-22047
• Asuogyaman district office It is located at New Adom Dwamena School, New Akrade. P. O. Box AB 456, Akosombo. Phone: +233 (0) 251-20262
• Kwahu South district office They are around the ECG office, Mpraeso. P. O. Box 27, Mpraeso. Phone: +233 (0) 846-22264
• Kwahu west district office You can find them opposite Holy Family Hospital. P. O. Box 770, Nkawkaw. Phone: +233 (0) 842-22344
• Manya Krobo district office It is behind Agormenya Methodist J.S.S. P. O. Box OK 266, Odumase-Krobo. Phone: +233 (0) 289116014

Greater Accra Region NHIS Centres

• Regional Office It is at Oxford street, near Osu Shell. Phone: +233 (0) 302 762087
• Ablekuma district office It is at Mataheko, opposite Regent University College. P.O.Box MP 1771, Mamprobi, Accra. Phone: +233 (0) 302-301721, +233 (0) 302 301739
• Ashiedu Keteke district office They are around PML hospital, behind Arena lorry station. P. O. Box GP 2152, Accra. Phone: +233 (0) 302-668643, +233 (0) 272277092
• Ayawaso district office .You can locate them at Dzorwulu, near Last Chance Last stop. P.M.B 44, Kanda, Accra. Phone: +233 (0) 302-760183, +233 (0) 245010688
• Kpeshie district office Once you get to Nungua, opposite Kpeshie Divisional Police Headquarters, you will see the office there. P. O. Box OS 1979, Osu. Phone: +233 (0) 28-9116006

Nothern Region NHIS Centres

• Regional Office They are at Alhassan Gbanzaba junction, Education Ridge, Tamale. P. O. Box 491 Tamale. Phone: +233 (0) 242861022, +233 (0) 208408223
• Tamale district office You will find them around Tamale Metro Assembly. P. O. Box Tl2455, Tamale. Phone: +233 (0) 244868349
• Tolon/Kumbungu district office The NHIS office is opposite the World Vision office. P. O. Box 1, Tolon. Phone: +233 (0) 243507671
• Karaga district office It is located in District Assembly premises. P. O. Box. 1, Karaga. Phone: +233 (0) 244605877, +233 (0) 278077765
• East Mamprusi district office It is opposite District Education office. P. O. Box 41, Gambaga. Phone: +233 (0) 243711822, +233 (0) 201435455
• Bunkpurugu/Yunyoo district office They are at Nakpanduri Area Council building. P. O. Box 11, Nakpanduri. Phone: +233 (0) 245946085

Upper East Region NHIS Centres

• Regional Office You will see the NHIS office on the ground floor of the Municipal Assembly. P. O. Box 38, Bolgatanga. +233 (0) 7222960
• Bolgatanga district office It is near Bolga Municipal Health Administration. P. O. Box 38, Bolga. Phone: +233 (0) 20 8740628
• Bawku district office They are around Bawku Municipal Assembly. P. O. Box 1, Bawku. Phone: +233 (0) 24 4980866 4. Bawku West district office You will find them behind the District Police Station. P. O. Box 1, Zebilla. +233 (0) 24 4505075 UPPER WEST REGION
• Regional Office They are located at Sokpayiri Okala building, opposite Bundanbile Store, Wa. P. O. Box 587, Wa. Phone: +233 (0) 756 21002, +233 (0) 756 21043
• Jirapa / Lambussie district office It is behind the District Assembly building. P. O. Box 1, Jirapa. Phone: +233 (0) 24 4985706
• Lawra district office They are within the Lawra District Hospital yard. P. O. Box 89, Lawra. Phone: +233 (0) 20 8379653, +233 (0) 24 6105374
• Nadowli district office The office is opposite St Thomas Aquinas Primary School, Nadowli New Town. P. O. Box 40, Nadowli. Phone: +233 (0) 24 2608733

Volta Region NHIS Centres

• Kpando district office It is opposite Gayibor Academy junction, near MTN office. Post Office Box Kd 59, Kpando. Phone: +233 (0) 936 50778, +233 (0) 24-4994879
• Jasikan district office They are within Jasikan District Assembly building. P. O. Box 20 Jasikan. Phone: +233 (0) 24 3504074
• Keta district office The office is at Dzelukofe. They share the same compound with Radio Jubilee F.M. P. O. Box Kw. 231, Keta. Phone: +233 (0) 362 642111, +233 (0) 362 643044
• Adaklu Anyigbe district office It is adjacent to the District Police Headquarters, DMHIS. P. O. Box Ap47 Kpetoe. Phone: +233 (0) 362 094915
• South Dayi district office It is located at the former premises of the District Assembly. P. O. Box 8, Kpeve. Phone: +233 (0) 243728440

Western Region NHIS Centres

• Regional office It is on the 2nd Floor of SIC building, Harbour road, Takoradi. Phone: +233 (0) 312027193
• Ahantaman district office It is behind Ahantawest District Assembly, Agona Nkwanta. P. O. Box 22, Agona Nkwanta. Phone: +233 (0) 24-4181314
• Wassa West district office They are at Tarkwa community centre, near the Municipal Government Hospital, Tarkwa. P. O. Box 1 Tarkwa. Phone: +233 (0) 24-3308610, +233 (0) 362-20272
• Mpohor Wassa East district office Their office is at the District Directorate of Health, behind the District Assembly office, Daboase. P. O. Box 1008, Takoradi. Phone: +233 (0) 27-7873947, +233 (0) 24-1071162
• Bia district office It is near the District Directorate of Health Service, Essiam. Postal address: C/O Bia District Assembly PMB, Essam Debiso. Phone: +233 (0) 24-5179971, +233 (0) 24-2704962
• Sefwi-Wiawso district office They are just by the roadside, not far from Cocoa Board, Sefwi Wiawso. P. O. Box 183, Sefwi Wiawso. Phone: +233 (0) 24-4518243

More Information about NHIS in Ghana

The NHIS insurance card needs to be renewed every year in order to keep its validity. One will need to wait for a whole month before they will be able to use their cards after renewal.

Should your membership card get missing, go to a nearby registration center, to get a new one. Always remember to carry it along with you everywhere you go in case of an emergency.

Free healthcare is a step towards national development and it important that we, the citizens take advantage of the opportunity to save cost and live in good health while we can.