Mobile money has become an essential part of daily life in Ghana. Over 90% of Ghanaian adults have active mobile money accounts with providers like MTN Mobile Money, AirtelTigo Cash, and Vodafone Cash. These mobile wallets allow users to send, receive, and store money digitally using their mobile phones. Many apps targeted at Ghanaians are now integrating mobile money as a seamless payment method.

In this article, we will highlight some new money making apps available in Ghana that pay directly into your mobile money account. These apps provide opportunities to earn extra income in your free time through activities like taking surveys, product testing, gig work and more.

Highest Paying apps

Triaba

riaba is a market research app that pays users to take surveys. The surveys are on a variety of topics, such as consumer products, politics, and entertainment. Users can earn points for each survey they complete, and these points can be redeemed for cash or gift cards.

Toloka

Toloka is an app that allows users to complete tasks for money. The tasks are varied and can include things like verifying information, rating products, and transcribing audio. Users earn money for each task they complete, and the amount of money varies depending on the task.

AppTrailers

AppTrailers is an app that pays users to watch trailers of new apps and games. Users earn points for each trailer they watch, and these points can be redeemed for cash or gift cards.

Chipper Cash

Chipper Cash is a mobile money app that allows users to send and receive money, make payments, and invest. Users can earn money by referring friends to the app, and they also earn cashback on certain transactions.

Yellow Card

Yellow Card is a cryptocurrency exchange that allows users to buy and sell Bitcoin, Ethereum, and other cryptocurrencies. Users can earn money by referring friends to the app, and they also earn commissions on trades they make.

Lowest paying apps

1. Survey Junkie

Survey Junkie is an international market research community that pays users to share their opinions via online surveys. The app is targeted at Ghanaian residents aged 18-65 and offers surveys on various topics.

After creating your profile, you can browse available surveys and earn points for each one you complete. The points can then be redeemed for mobile money payments. Survey Junkie claims users can make up to GHS 200 per month with regular use.

The app has a simple interface and offers surveys in English. Payments are sent securely to your registered mobile money account. Survey Junkie is available on iOS, Android and as a website.

2. InsightsNow

InsightsNow is a market research company that conducts surveys focused on the Ghanaian and African markets. Their app pays users in mobile money for participating in surveys, discussion boards and other research activities.

Depending on the length and complexity, each survey can pay between GHS 2-10. The app also provides opportunities to test new products and earn up to GHS 50 per assignment.

InsightsNow uses the data to provide insights to large brands and organizations operating in Africa. By sharing your demographic data and consumer preferences, you get paid for contributing to important market research.

The app is free to download on Android and iOS devices. You must be 18+ and have a valid mobile money account to redeem earnings.

3. Premise

Premise is a unique app that pays users to complete tasks and capture data in their local area. The tasks range from taking photos of products in stores to answering venue-specific questions.

The app provides short assignments (under 5 mins) known as “missions”. Each mission pays a minimum of GHS 1 sent straight to your mobile money wallet. The better your data quality, the more missions you can qualify for.

Premise partners with organizations across Africa to source grassroots information. By becoming a Premise contributor, you get paid for collecting valuable data that companies need to make informed decisions.

Premise is available on iOS and Android. You must create an account and pass a quality review before accessing paid missions in your area.

4. Troo

Troo is a Ghana-based app that allows you to earn mobile money by reviewing businesses and reporting issues in your neighborhood. As a “community manager”, you get paid for providing reviews, photos and helpful information about places you visit.

Based on the quantity and quality of your contributions, you can earn up to GHS 200 monthly. Troo also provides high paying assignments on occasion, like checking bus schedules or appliance prices.

The app focuses on community-driven reviews rather than traditional ratings. Your candid insights help small businesses improve their services and recognition. You get rewarded with mobile money for sharing your experiences.

Troo is currently available only on Android. You must create a contributor profile before submitting paid reviews.

5. Curater

Curater pays social media influencers to promote brands through posts. You can earn mobile money for sharing marketing content related to products you use and love.

The app provides a dashboard of available campaigns with payment amounts clearly displayed. You can browse campaigns relevant to your audience and lifestyle. Once approved, you are provided with captions and visuals to easily integrate sponsored content.

Each post made for a campaign earns money directly deposited into your registered mobile money account. Micro-influencers can make up to GHS 500 per month using Curater consistently.

Curater is free on iOS and Android devices. Your account must be approved before accessing paid campaigns on the platform.

6.Kwik Delivery

Kwik Delivery is a delivery service with an app that lets drivers or couriers earn money by completing deliveries around Ghana. You can sign up as a driver on the app and accept delivery requests in your area.

Each successful delivery made earns you a fee, with additional incentives during busy times. The amounts range from GHS 5 to over GHS 50 per trip depending on factors like distance and weight. You also get to keep customer tips.

Payments are made daily by direct deposit into your mobile money account. Kwik Delivery operates in Accra, Kumasi, Takoradi and Tamale. The app is free to download on Android and iOS.

7. appsNmobile Solutions

appsNmobile Solutions has a range of gigs that let you earn mobile money for miscellaneous virtual tasks. These include data entry, transcription, research, surveys, content creation and more.

Payouts vary based on the type and complexity of each gig. Simple microtasks may pay just a few Ghana cedis, while extensive projects can pay over GHS 100. You get to view compensation upfront before accepting a gig.

To get started, create your profile on their website. Gigs that match your skills and interests will be emailed to you directly. Payments are securely made through integrated mobile money options.

8. Jobberman Ghana

Jobberman Ghana is a leading job search platform that also offers paid surveys and feedback opportunities. Members can earn extra income by participating in surveys within their account dashboard.

Each survey takes just a few minutes and pays between GHS 3-7. Topics range from workplace culture to brand experiences. The payments are quickly processed to your registered mobile money account.

In addition to surveys, you can earn by providing insights on improving Jobberman’s own services. Every bit of user feedback helps enhance their platform while earning you cash rewards.

9. SuperDispatch

SuperDispatch is an on-demand delivery service based in Ghana. Their app allows drivers and transporters to find delivery gigs and get paid via mobile money.

You can sign up as a driver on SuperDispatch and accept open orders based on your availability and location. deliveries may include food orders, e-commerce shipments, business supplies and more.

Trips can pay anywhere from GHS 10 to over GHS 100 depending on distance and package weight. Long distance deliveries across regions may pay higher amounts. SuperDispatch has operations in major cities like Accra, Kumasi and Takoradi.

The SuperDispatch app is free to download and easy to use. You receive same-day payouts for completed deliveries.

10. Easy Taxi

The Easy Taxi app lets anyone with a car sign up as driver and earn money by transporting passengers. Available in major Ghanaian cities, it connects taxi and private drivers with riders looking for rides.

After signing up, you can accept trip requests based on your car type and location. Trips on Easy Taxi can pay higher than regular street hires or negotiated fares. The app takes a percentage as commission.

Payouts are made weekly into your mobile money account. With consistent driving and good reviews, you can earn a steady mobile money income using Easy Taxi.

Conclusion

Mobile money is revolutionizing both payments and earning opportunities in Ghana. More people are using their phones not just to pay bills, but also to earn extra income.

The money making apps we covered allow anyone to monetize their time, skills and resources. These new platforms provide easy access to income opportunities related to market research, deliveries, driving, influencer marketing and online tasks.

By utilizing your smartphone and mobile money account, you can conveniently earn and move money digitally. Try out these new apps and see which opportunities work for your lifestyle. With consistent use, they can provide a helpful boost to your regular income streams.