List of Top Insurance Companies in Ghana

Have you ever thought about buying an insurance policy that would cover and protect you against the risk of loss? Do you know there are different insurance companies in Ghana you can work with and trust to cushion you for life? These companies will pay you when you lose a loved one, you lose your car or house, under a contract.

Before you sign any contract with insurance companies, you will need to buy an insurance policy, make regular payments known as premiums to your insurer and be ready to make a claim when you need your money back.

You might have come in contact with a few insurance marketers, so you will have a fair idea of how it works.


In Ghana, there are three types of insurance, life insurance, non-life insurance, and reinsurance.

Insurers pay policyholders upon the death of an insured person, which is life insurance, and there are many insurance companies in Ghana that offer the service. Non- life insurance, on the other hand, covers your property and legal liabilities.

Reinsurance is when an insurance company purchases insurance from another company to cushion itself from the risk of significant claims events.

 Insurance Companies in Ghana and Their Contact Information

Hollard Ghana

Since 1993, Hollard has been one of the best general insurers. They offer personal accident insurance, travel insurance, motor insurance, executive, home, burglary, and fire insurance.

They also offer some business insurance to help cushion your business in case of any mishaps.

Should you have any problems with your business, Hollard has got you covered. For more information on their policy plans, contact them;

Physical address: 11 Patrice Lumumba Road, Airport Residential Area.

Phone: +233 302 220966

Allianz Insurance Company Ltd

It has been ten years, and Allianz says they are still behind you for what’s ahead. What would you want to ensure? Your life or your properties? They have different policies and will diligently assess the risks to help you in the future.

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For more information, send them an email, call or visit their head office at Achimota. They have other branches at Kumasi, Takoradi, Sunyani, Tema, Madina, and Kaneshie.

Phone: +233 302 267892

Email: [email protected]

Glico Insurance Company Limited

Glico is one of the oldest insurance companies in the country. For over 30 years, they have been insuring people’s lives and properties and offering financial solutions with a dedicated, customer-focused, and dependable team.

Phone: +233 302 218 500/ 20 2222113

Email: [email protected]

Vanguard Assurance Company Limited

Vanguard takes on motor insurance, travel, fire, and personal accident insurance. Vanguard assurance says they always stand by you. For more information, visit their head office at Ridge, Accra, or call;

Phone: +233 244 334 407/ 55 662 0111

Email: [email protected]

SIC Life Insurance Company Limited

SIC Life is a licensed life insurance company that was established in 2007. They offer a range of insurance policies to help protect the future and your loved ones. They are located at Adabraka Freetown.

Phone: +233 302 662 286/307 021 257

Email: [email protected]

Priority Insurance Company limited

Unlike the other insurance companies listed above, priority insurance has not been in existence for a very long time.

They started operating in 2011 and have been insuring people’s lives, properties and businesses.

They are located on Avenor Junction, adjacent to c. woermann, Accra. For more information, call;

Phone: 020 571 9499/ 055 301 9060

Email: [email protected]

Star Assurance

Thirty-five years in the industry, and Star Assurance has done nothing but deliver the best insurance service.

They have motor insurance designed to take care of liabilities to third parties as well as your vehicle. They will cover your travel plans and insure against loss and damage to contract works, machinery, and more.

Star Assurance also has a home insurance policy designed to provide cover for damage or loss caused by fire, flood, explosion, e.t.c

Phone: +233 302 245 906/ +233 302 24 5908

Email: [email protected]

Other insurance companies in Ghana are;

  1. Active international insurance company limited
  2. Ghana reinsurance company
  3. First insurance company limited
  4. GN Life Assurance Company Limited
  5. Beige Assure
  6. UT life assurance company limited
  7. Enterprise insurance company limited
  8. Heritage energy insurance company limited
  9. Serene insurance company
  10. Multi insurance company limited

The future is uncertain, and you don’t know what will happen to you, your family, or your business. That is why it is important to insure and invest.

Insure with a trusted company, read and understand their policies, ask questions, inquire and be sure enough before signing any contract.

Make sure there is a legal framework available to back the practice.

The shortcomings of working with insurance companies are that they don’t always cover all types of losses, and providing financial assistance can be a lengthy process because of all the legal formalities you will need to go through. But all in all, it will be worth it. Insure with the right company and be cushioned for life.

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