How to send money from Nigeria to Ghana

Technology has made the world a small village, and global payments are on the increase. While online payments have become more popular in Sub-Saharan Africa, sending money across African borders remains a challenge.

One of the major issues with sending money across Africa is that most financial technology solutions are not pushing hard enough to solve the problem of Africans who simply want to transfer money to loved ones across the continent cheaply, fast and without much hassle. 

But even with all the hassle on all this, it is still a possibility to send money from Nigeria to Ghana and vice versa. There are plenty of options available to make the process fast, secure, and affordable.

How to send money from Nigeria to Ghana using bank service


1. Choose a money transfer service

The first step in sending money from Nigeria to Ghana is to decide on a money transfer service. There are many options available, so it’s important to shop around and compare fees, exchange rates, and other features to find the best option for your needs.

Some of the most popular money transfer services include WorldRemit, TransferWise, MoneyGram, and Western Union. All of these services offer fast, secure money transfers with competitively low fees and exchange rates.

2. Sign Up for the Service

Once you’ve chosen a money transfer service, the next step is to sign up for an account. This will typically involve providing your personal information, including your name, address, and date of birth.

You may also be required to verify your identity by providing a government-issued photo identification, such as a driver’s license, passport, or other form of ID. Some services may also require additional information, such as a bank statement or utility bill, to verify your identity.

3. Enter the receiver’s information

Once you’ve signed up for an account, the next step is to enter the receiver’s information. This includes their full name, address, and bank details. Make sure to double-check all of the information before submitting the transfer request.

4. Enter the payment details

Once you’ve entered the receiver’s information, the next step is to enter the payment details. This will typically include the amount you want to send and the currency you’re sending the money in.

Some services may also allow you to add a message to the receiver – this is a great way to let them know who the money is from.

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5. Confirm the payment

Once you’ve entered the payment details, you can then confirm the payment. This will typically involve entering your payment method, such as debit card or bank account details. You may also need to enter a verification code, which will be sent to your phone or email.

6. Track the transfer

Once your payment has been confirmed, you can track the transfer to ensure it has been sent successfully. Most services will provide you with a tracking number that you can use to see the progress of the transfer.

How to send money from Nigeria to Ghana using online services

There are several online services like Chippercash, Monito, ATL money transfer and others that also enables users in Nigeria to send money to Ghana and vice versa through their bank account or their mobile number.

All you need to do is to create an account with this online services, link your mobile number or credit card which is connected to your bank account and receive your transactions through their service. All you need to do is to visit their website or download their apps and begin the process.

How to send money from Nigeria to Ghana through a third party

A Ghanaian in Nigeria has a Ghana Bank account which he can use to transfer money and make withdrawal in Nigeria through other services. If you are a Nigerian who knows any Ghanaian, that person can serve as a third party to receive money and make transfers with ease.

That is, the Nigerian who give the money to the Ghanaian in Nigeria and then the Ghanaian will transfer money from his Ghana bank account using his bank mobile app to the Ghanaian in Ghana. It is as simple as that. There are people who also does this services and make advert for customers. They are not easy to find but if incase you know of any, you can give them a try.

Final words

Sending money from Nigeria to Ghana doesn’t have to be complicated. By following these steps, you can quickly and securely transfer money from Nigeria to Ghana. Just make sure to shop around and compare fees and exchange rates before making your decision.

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