How to check your e-zwich account balance online

Are you looking for a convenient way to check your e-zwich account balance online? E-zwich is an electronic payment system used in Ghana that enables individuals and businesses to make and receive payments. With e-zwich, you can conveniently make payments for a variety of goods and services, and it’s especially helpful if you’re frequently traveling to Ghana.

The Ghana National Switch and Smart Card Payment System is known as E-zwich is a secure smart card issued by the Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) and used for transactions including cash withdrawals, online payments, money transfer. The e-zwich card is one of the most widely utilized cashless payment options in the country.

This payment system is a brilliant way for Ghanaians to gain easier access to funds and retail services. Users can use their card to make transactions throughout the country and at some banks utilizing e-zwich without needing to open a bank account with the corresponding bank.

Also, companies can use their e-zwich cards to pay their employees’ salary. But how do you check your e-zwich account balance online? In this article, we will explain how to check your balance and provide some tips to ensure your account remains secure.

How to check your e-zwich account balance

1. With a valid national ID card and with your e-zwich card, visit to any of the e-zwich recognized banks in the country.
2. Ask the tellers check your e-zwich account balance.
3. The teller will ask for your e-zwich card and if possible, your national ID card.
4. You will be asked to confirm card identity with your fingerprints.
5. After the card approves your fingerprint identity, you will have to wait for a minute.
6. The e-zwich machine will print out your account balance on a paper and it will be handed to you by the teller.
7. On the paper, you can check your account balance.
8. Note that, checking your e-zwich account balance is free of charge and you don’t have to pay money to anyone.

How to withdraw money from e-zwich account in Ghana

After loading and checking your account balance, if you want to withdraw money, its also simple and easy.

1. Your card may still be with the teller so inform the teller you would want to make withdrawal.
2. Your card will be inserted back into the e-zwich machine and you will be asked to confirm identity with your fingerprint.
3. After successfully confirming your identity, you will then be asked to mention the amount you want to withdraw.
4. Within a short possible time, your cash will be ready for collection with a withdrawal receipt and your e-zwich card.

Benefits of an e-zwich account in Ghana

1. Instant loading and transfer of funds using GPRS.
2. It can do transactions at any bank in Ghana.
3. You can easily deposit cash on it.
4. You can use it to transfer cash.
5. It can be used to receive your salary and wage payments.
6. It can be used to make bil payments from POS or ATM across the country.
7. It is an easy payment method for paying for goods and services.
8. It eliminates the risk and inconvenience of carrying cash.
9. Because of the fingerprint identification, it is safe and secured.

Final words

It is that easy to check your e-zwich account balance. With this simple guide, you can now keep track of your finances from anywhere and at any time by visiting the bank or using any e-zwich ATM across the country.