How to Buy a Phone and Pay on Installment

Did you lose your mobile phone? Does the one you have now have a fault, and you would like to change it? Or do you want to upgrade but do not have enough money? We all know how important it is to have a mobile phone, and how difficult it can be to get a new one, especially if you do not have enough money.

That is why we will introduce you to portals you can use to buy a mobile phone on installment. Safe and easy

Having a mobile phone is important. Apart from using social media, getting connected with friends and family, people use their phones to work and make money. Its importance cannot be overemphasized.


We will introduce you to the portals, but how do you select the right type of mobile phone to buy? One that will serve its purpose and last you for years? You can consider your budget. Even though you will be paying monthly, you can still have a look at your budget.

The phone’s battery life, camera, memory, display, and more should also be considered. You are the one who knows what exactly you use your phone for, so selecting one shouldn’t be difficult.

You can buy a phone in installment using the following portals.

Vodafone Pay Small Small

Partnering with Novotech, Electroland, Iplace, Sunseekers Tours, and Appliance Republic, Vodafone introduced Pay Small Small.

The portal allows you to buy and acquire products and services from their registered partners by agreeing to the said installment and period. It could be 3,6,9, or 12 months.

You will get your product once you are done paying. It is as easy as that.

You will need to identify the product you want from the shop. Phones, laptops, and more, ask for the PaySS code for the item and complete payment by dialing *110#, here’s how;

– dial *110#

– select 4 (make payment)

– select 6 (pay small small)

– select 1 to subscribe

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Once you subscribe, Vodafone will deduct the agreed amount.

Pavelon Ghana

Pavelon is an online shopping mall that allows you to buy smartphones, electronics, clothing, and more on installment.

In just three easy steps, you can purchase that mobile phone you want and pay on installment. Pavelon says they understand the hassle of purchasing good but expensive gadgets, So they are here to help you.

– choose a product from the store

– apply for a loan through subscribed banks and pay in 12 month installment period.

Call them on 055 653 7725 for more information or send them an email through [email protected].


Slyvamerc say they sell new and original products from Nasco, Samsung, Chigo, HP, LG, and more. They are one of the trusted people who sell mobile phones in installment. You can pay in 3-6 months equal installment.

You can also return a faulty item to their main office at Spintex, near Kasapreko junction, or their branch at Tema, hospital road(community 6). They also have a branch at Takoradi, located at Bahamas Avenue.

There is much genuine feedback from customers. Here’s what you need to be able to apply;

– you must be gainfully employed to buy from Sylvamerc

– you will need one guarantee

– they offer a one-year warranty on their items.

For more information, call them on 024 614 3625 or send a WhatsApp text through 020 202 9444

You can also go through the FAQs on their website


 Other such platforms include Buynowpaylater and Credithub Ghana. Another option is to buy on installment from someone you know and trust.

This person can even allow an initial deposit and give you the phone to use. Purchase only quality mobile phones.

We wouldn’t want to rush you into buying a phone you think you can’t afford, but the best mobile phones right now are the Apple iPhone 12, starting at $799 with 64Gb, 128Gb, and 256Gb. Samsung S21 Ultra, 12Gb Ram, 6.8 inches, and 108-megapixel sensor. You are paying on installment so go in for the best.

Sometimes, because you are paying on installment, you may not get the original phones, be sure to do thorough research about the particular phone you want not to be disappointed in the end.

It is always somehow better if you know someone personally or a friend who knows a friend who sells quality mobile phones.

Do you know of any portal which hasn’t been listed here? Leave a name or a link in the comment box.

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