How to Borrow Credit from MTN, AirtelTigo & Vodafone in Ghana

Have you ever wanted to make an important call at a crucial moment and heard that creepy voice that reminds you that you don’t have enough airtime? You hang up, try again, and the morbid voice is back. You’re frustrated, and go ahead to check your account balance and see that the lady was proper there.

To make this emergency call, you need to borrow airtime, especially if you’re in a place where you can’t purchase a scratch card, and your mobile money account is empty. You’re poor, but your telco is ready to help you make that one call. You will pay back, though. 

You can borrow credit on all the Telecommunication Networks in Ghana once you’re eligible. Below is how to borrow on MTN.

How to Borrow Airtime on MTN

1. Dial *506# and send
2. Select from the options that have been listed
3. Select Request Advance if you are not pleased with the options you see
4. Choose the amount you wish to borrow
5. Press one to confirm

How to Borrow Airtime on Vodafone

1. Dial *505# and send
2. Select from the options that have been listed
3. Select Request Advance if you’re not pleased with the options you see
4. Choose the amount you prefer and send
5. Press 1 to confirm

OR

1. Dial *700# and send
2. Select option 8 to Borrow credit
3. Follow the prompt

How to Borrow Airtime on AirtelTigo

1. Dial *5321# and send
2. Select the amount you wish to borrow
3. Press 1 to confirm the transaction

NB: You can only borrow if your sim card is three months old.

How Many Times Can you Borrow?

There is always a limit to how much you can borrow, affecting the number of times you can borrow. Telecommunication Networks consider how quick you are to pay what you owe and how often you borrow. They sometimes consider how long you have used your sim card.

What is the Best Network to Borrow From?

It is unclear what network is best for borrowing airtime because if you refuse to pay who you owe and try to buy a data bundle behind their backs, they’ll take that airtime from you at once. Even if it were you, you would. All the Telecommunications networks are doing well enough to give you a chance to borrow airtime and even data.

How to Pay Back the Airtime of Data bundle you Borrowed

All you need to do is top up your airtime, and the networks will take their thing back immediately. Gone are the days you could choose to pay anytime you wanted while still being able to buy data and use the Internet.

Takeaway

Borrow airtime and pay back on time; your limit will increase each time. Be able to make that emergency call by borrowing a reasonable amount and avoid that lady with the creepy voice on the other end of the phone.

How much airtime do you usually borrow? Let us know in the comment section.